BEGIN:VCARD
VERSION:3.0
REV:2026-04-11T04:51:44Z
N;CHARSET=utf-8:Crystal Rem;;;;
FN;CHARSET=utf-8:Crystal Rem
ORG;CHARSET=utf-8:American Riviera Bank
TITLE;CHARSET=utf-8:Vice President, Residential Lending Officer
EMAIL;INTERNET:crem@arb.bank
TEL;PREF;WORK:805 730 4985
ADR;WORK;POSTAL;CHARSET=utf-8:;;;Santa Barbara;;;
NOTE;CHARSET=utf-8:NMLSR: #809030
URL:https://americanriviera.bank/page/management
END:VCARD