BEGIN:VCARD
VERSION:3.0
REV:2026-04-11T04:51:43Z
N;CHARSET=utf-8:Tino Muñoz;;;;
FN;CHARSET=utf-8:Tino Muñoz
ORG;CHARSET=utf-8:American Riviera Bank
TITLE;CHARSET=utf-8:Vice President, Portfolio Manager
EMAIL;INTERNET:tmunoz@arb.bank
TEL;PREF;WORK:805 730 7876
ADR;WORK;POSTAL;CHARSET=utf-8:;;;Santa Barbara;;;
URL:https://americanriviera.bank/page/management
END:VCARD